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Check Their Credit Score

While it’s nice to wear rose-colored glasses some of you have been extending American Express Black Card credit privileges to people who don’t even deserve a prepaid debit Visa. If you think that I’ve covered this topic before you’re right. Allowing people access to different facets of your life without them being qualified put you in a position and at risk of being disappointed. But the extension of credit goes much further than that. I need you to start considering the access to you as lines of credit. There will be some people who are very responsible with the line of credit you extend to them. They will use it for emergencies or they’ve planned for the purchase with every intention of paying the debt at the end of the month. Then there are some people who will make purchases knowing full well they won’t have the cash at the end of the month to pay the bill. You would be lucky if they pay the minimum payment. What’s even worse is when they don’t pay the bill at all.

Having Rose Colored Glasses is not a weakness. Not cleaning the lens is where many of us fall short. We want to see the good in everyone. We want to believe that everybody is true to their word. We want to believe that everybody will pay their bill. This is where listening to the little birdie comes into play. Because if you would just be honest with yourself for a moment the same people you keep extending credit to haven’t paid the last bill. They are same people who continue to disappoint you. Why do you allow it? Why do you continue to sell yourself short? It’s time to change your mindset. Once you change your mind on how you will allow yourself to be treated, the people who do not respect you or value you will slowly distance themselves from you. It won’t be because of what you say, but because of the boundaries, you have set. 

With love,

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